Terms of Service

Last Updated: December 21, 2025

1. Acceptance of Terms

By accessing and using Fortitude Financial's estate planning platform, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.

2. Description of Services

Fortitude Financial provides estate planning document preparation services, educational resources, and advisory services. Our platform offers:

  • Document template generation and customization
  • Guided questionnaires for estate planning
  • AI-powered document review and recommendations
  • Optional attorney and financial advisor consultations
  • Secure document storage and version control

3. Not Legal Advice

IMPORTANT: Fortitude Financial is not a law firm and does not provide legal advice. The information and documents provided through our platform are for informational purposes only and should not be considered legal advice. We strongly recommend consulting with a licensed attorney in your state before executing any legal documents.

4. User Responsibilities

You agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your account credentials
  • Use the services only for lawful purposes
  • Review all generated documents carefully before use
  • Seek professional legal advice when appropriate

5. Payment and Refunds

All purchases are processed securely through Stripe. Prices are subject to change. Due to the nature of digital products and services, refunds are generally not available once documents have been generated or services have been rendered.

6. Intellectual Property

All content, features, and functionality on our platform are owned by Fortitude Financial and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Fortitude Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services. We do not guarantee the legal validity or enforceability of documents created using our platform.

8. Termination

We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes via email or through the platform. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

10. Contact Information

For questions about these Terms of Service, please contact us at:
jason.malone@fortitudefinancial.co

Important Disclaimer: Fortitude Financial is an online service providing legal forms and information. We are not a law firm, we do not provide legal advice, and the online forms we provide are not a substitute for the advice or services of an attorney.

Shadrach & Co.

A boutique advisory firm serving business owners and families across capital readiness, insurance and risk, and estate and legacy strategy.

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Phone: (213) 429-2429

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Insurance Licensing Disclosure. Shadrach & Co. holds insurance producer licenses in applicable jurisdictions. Insurance products are offered through licensed affiliated and un affiliated carriers. Product availability and terms vary by carrier and jurisdiction.

No Legal or Tax Advice. Shadrach & Co. is not a law firm and does not practice law. We do not provide legal or tax advice. Trust funding, entity structuring, and titling recommendations are coordinated with your licensed attorney and tax advisor, who remain responsible for final implementation.

General Informational Purposes. All content on this website is provided for general informational purposes only and does not constitute investment, insurance, legal, or tax advice, or an offer or solicitation to buy or sell any security. Past performance is not indicative of future results. Consult a qualified professional before acting on any information contained herein.

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